Financial Services Guide

The Constant Investor

Financial Service Guide

Dated 15 July 2016

This Financial Services Guide (FSG) is provided to you by The Constant Investor (the trading name of Kohler & Company Pty Ltd ACN 610 863 128) (we, our or us).

This Financial Services Guide is designed to assist you in deciding whether to use our services.  It explains:

our services and who provides them to you;

how we and our associates are paid, including the fees that we may charge you;

our professional indemnity insurance; and

what to do if you have a complaint.

Who will provide financial services to me?

We provide financial services to you as authorised representatives (authorised representative no. 1244896) of Melbourne Securities Corporation Limited (AFS licence no. 428289) (MSC) which has authorised the distribution of this FSG.

Our Services

We publish and distribute investment analysis, economic commentary and investment tutorials through our website, podcasts, facebook and email.  This material is provided for general information purposes only and is not personal financial product advice.  However, some material may constitute general financial product advice. 

Any general financial product advice we provide does not take into account your objectives, financial situation or needs.  Due to this fact, before acting on our advice, you should consider the appropriateness of our advice having regard to these factors.

We are authorised to provide general financial product advice in relation to the following financial products:

deposit and payment products;


foreign exchange contracts;

general insurance products;

debentures, stocks or bonds issued or proposed to be issued by a government;

interests in managed investment schemes;

securities; and


How you can deal with us?

You can subscribe for access to our premium content (or cancel your subscription) through our website.  If you cannot access our website, you can also instruct us via email or phone (see section 8 for contact details).

How we are paid?

We make money by charging a $25 per month (inclusive of GST) subscription fee to each subscriber for access to our premium content. 

Who do we pay?

Kohler & Company Pty Ltd’s directors and employees are entitled to be paid salaries and its shareholders are entitled to any declared dividends.

Professional Indemnity Insurance

Our licensee has professional indemnity insurance in place that satisfies the requirements for compensation arrangements under section 912B of the Corporations Act.  We also have professional indemnity insurance in place.  These insurance policies cover the services provided by us and our representatives after they cease working with us.

What to do if you have a complaint

You can make a complaint about our services by email ( or by phone (1800 575 989).  We have established procedures to ensure that all complaints are handled in a timely manner.  All complaints will be acknowledged immediately.

Additionally, you may contact our licensee (contact details are specified in section 8).

If the complaint cannot be resolved to your satisfaction within 45 days you have the right to refer the matter to the Financial Ombudsman Service which is an external complaints service, of which our licensee is a member (member number 31446).

Financial Ombudsman Service

GPO Box 3

Melbourne VIC 3001

Phone: 1300 780 808


How you can contact us

Our contact details are as follows:

Kohler & Company Pty Ltd

ACN 610 863 128; authorised representative no. 1244896

Suite 105, 672 Glenferrie Road

Hawthorn VIC 3122


Phone: 1800 575 989

Our authorising AFS licensee:

Melbourne Securities Corporation Ltd

AFS licence no. 428289

Level 2, Professional Chambers

120 Collins Street

Melbourne VIC 3000


Phone: 1300 798 790

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The Constant Investor publication and related content is provided for general information purposes only and should not be considered personal advice. Anyone seeking to rely on content should seek their own legal, financial and taxation advice. Kohler & Company Pty Ltd, trading as The Constant Investor, is an AFSL Authorised Representative No. 1244896 of Melbourne Securities Corporation Ltd AFSL 428289.